.calc-page[data-astro-cid-tcojzpez]{padding:var(--space-10) 0 var(--space-20);min-height:60vh}.page-header-top[data-astro-cid-tcojzpez]{display:flex;align-items:center;justify-content:space-between;margin-bottom:var(--space-6)}.back-link[data-astro-cid-tcojzpez]{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:500;color:var(--gray-500);transition:color .15s}.back-link[data-astro-cid-tcojzpez]:hover{color:var(--gray-900)}.lang-switch[data-astro-cid-tcojzpez]{font-size:13px;font-weight:500;color:var(--brand-600);padding:4px 10px;border:1px solid var(--gray-200);border-radius:var(--radius-full);transition:border-color .15s,color .15s}.lang-switch[data-astro-cid-tcojzpez]:hover{border-color:var(--brand-300);color:var(--brand-700)}.page-title[data-astro-cid-tcojzpez]{color:var(--gray-900);margin-bottom:var(--space-3)}.page-sub[data-astro-cid-tcojzpez]{color:var(--gray-600);max-width:600px;margin-bottom:var(--space-10)}.calc-layout[data-astro-cid-tcojzpez]{display:grid;grid-template-columns:380px 1fr;gap:var(--space-8);align-items:stretch}.inputs-panel[data-astro-cid-tcojzpez]{background:#fff;border:1px solid var(--gray-200);border-radius:var(--radius-2xl);padding:var(--space-6);box-shadow:var(--shadow-sm);align-self:start;position:sticky;top:80px}.panel-title[data-astro-cid-tcojzpez]{font-size:16px;font-weight:600;color:var(--gray-900);margin-bottom:var(--space-5)}.field-group[data-astro-cid-tcojzpez]{margin-bottom:var(--space-5)}.field-label[data-astro-cid-tcojzpez]{display:flex;align-items:baseline;justify-content:space-between;font-size:14px;font-weight:500;color:var(--gray-700);margin-bottom:var(--space-2);gap:var(--space-2)}.field-hint[data-astro-cid-tcojzpez]{font-size:12px;font-weight:400;color:var(--gray-400);white-space:nowrap}.input-wrap[data-astro-cid-tcojzpez]{position:relative;display:flex;align-items:center}.input-affix[data-astro-cid-tcojzpez]{position:absolute;font-size:14px;font-weight:500;color:var(--gray-500);pointer-events:none;user-select:none}.input-wrap[data-astro-cid-tcojzpez].prefix .input-affix[data-astro-cid-tcojzpez]{left:14px}.input-wrap[data-astro-cid-tcojzpez].suffix .input-affix[data-astro-cid-tcojzpez]{right:14px}.input-wrap[data-astro-cid-tcojzpez] input[data-astro-cid-tcojzpez]{width:100%;height:44px;border:1px solid var(--gray-300);border-radius:var(--radius-md);background:#fff;color:var(--gray-900);font-size:15px;font-weight:500;padding:0 14px;transition:border-color .15s,box-shadow .15s;-moz-appearance:textfield}.input-wrap[data-astro-cid-tcojzpez] input[data-astro-cid-tcojzpez]::-webkit-outer-spin-button,.input-wrap[data-astro-cid-tcojzpez] input[data-astro-cid-tcojzpez]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.input-wrap[data-astro-cid-tcojzpez].prefix input[data-astro-cid-tcojzpez]{padding-left:28px}.input-wrap[data-astro-cid-tcojzpez].prefix.suffix .input-affix[data-astro-cid-tcojzpez]{left:auto;right:14px}.input-wrap[data-astro-cid-tcojzpez].prefix.suffix .input-affix[data-astro-cid-tcojzpez].affix-start{left:14px;right:auto}.input-wrap[data-astro-cid-tcojzpez].suffix input[data-astro-cid-tcojzpez]{padding-right:44px}.input-wrap[data-astro-cid-tcojzpez] input[data-astro-cid-tcojzpez]:focus{outline:none;border-color:var(--brand-300);box-shadow:0 0 0 4px var(--brand-100)}.down-presets[data-astro-cid-tcojzpez]{display:flex;gap:var(--space-2);margin-top:var(--space-2)}.preset-btn[data-astro-cid-tcojzpez]{flex:1;height:32px;font-size:13px;font-weight:500;color:var(--gray-600);background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-md);cursor:pointer;transition:all .15s}.preset-btn[data-astro-cid-tcojzpez]:hover{background:var(--gray-100);border-color:var(--gray-300)}.preset-btn[data-astro-cid-tcojzpez].active{color:var(--brand-700);background:var(--brand-50);border-color:var(--brand-300)}.select-wrap[data-astro-cid-tcojzpez]{position:relative}.select-wrap[data-astro-cid-tcojzpez] select[data-astro-cid-tcojzpez]{width:100%;height:44px;border:1px solid var(--gray-300);border-radius:var(--radius-md);background:#fff;color:var(--gray-900);font-size:15px;font-weight:500;padding:0 36px 0 14px;appearance:none;cursor:pointer;transition:border-color .15s,box-shadow .15s}.select-wrap[data-astro-cid-tcojzpez] select[data-astro-cid-tcojzpez]:focus{outline:none;border-color:var(--brand-300);box-shadow:0 0 0 4px var(--brand-100)}.select-chevron[data-astro-cid-tcojzpez]{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--gray-400);pointer-events:none}.field-divider[data-astro-cid-tcojzpez]{display:flex;align-items:center;gap:var(--space-3);margin:var(--space-6) 0 var(--space-5);font-size:12px;font-weight:500;color:var(--gray-400);text-transform:uppercase;letter-spacing:.05em}.field-divider[data-astro-cid-tcojzpez]:before,.field-divider[data-astro-cid-tcojzpez]:after{content:"";flex:1;height:1px;background:var(--gray-200)}.results-panel[data-astro-cid-tcojzpez]{display:flex;flex-direction:column;gap:var(--space-5);opacity:0;transform:translateY(8px);transition:opacity .3s,transform .3s}.results-panel[data-astro-cid-tcojzpez].visible{opacity:1;transform:translateY(0)}.total-banner[data-astro-cid-tcojzpez]{display:flex;align-items:center;justify-content:space-between;gap:var(--space-6);background:var(--brand-25);border:1px solid var(--brand-200);border-radius:var(--radius-2xl);padding:var(--space-6);box-shadow:var(--shadow-sm)}.total-label[data-astro-cid-tcojzpez]{font-size:13px;font-weight:500;color:var(--brand-600);margin-bottom:var(--space-2)}.total-value[data-astro-cid-tcojzpez]{font-size:40px;font-weight:700;color:var(--brand-700);letter-spacing:-.03em;line-height:1}.total-pct[data-astro-cid-tcojzpez]{font-size:13px;color:var(--gray-500);margin-top:6px}.total-breakdown-mini[data-astro-cid-tcojzpez]{display:flex;flex-direction:column;gap:6px;flex-shrink:0}.mini-row[data-astro-cid-tcojzpez]{display:flex;align-items:center;gap:7px;font-size:13px;color:var(--gray-600)}.mini-dot[data-astro-cid-tcojzpez]{width:8px;height:8px;border-radius:50%;flex-shrink:0}.breakdown-card[data-astro-cid-tcojzpez]{background:#fff;border:1px solid var(--gray-200);border-radius:var(--radius-2xl);padding:var(--space-6);box-shadow:var(--shadow-sm)}.breakdown-title[data-astro-cid-tcojzpez]{font-size:16px;font-weight:600;color:var(--gray-900);margin-bottom:var(--space-5)}.breakdown-bar[data-astro-cid-tcojzpez]{display:flex;height:12px;border-radius:var(--radius-full);overflow:hidden;background:var(--gray-100);margin-bottom:var(--space-3)}.bar-seg[data-astro-cid-tcojzpez]{height:100%;transition:width .4s ease}.seg-pi[data-astro-cid-tcojzpez]{background:var(--brand-500)}.seg-tax[data-astro-cid-tcojzpez]{background:#f59e0b}.seg-ins[data-astro-cid-tcojzpez]{background:#10b981}.seg-pmi[data-astro-cid-tcojzpez]{background:#ef4444}.seg-hoa[data-astro-cid-tcojzpez]{background:#8b5cf6}.dot-pi[data-astro-cid-tcojzpez]{background:var(--brand-500)}.dot-tax[data-astro-cid-tcojzpez]{background:#f59e0b}.dot-ins[data-astro-cid-tcojzpez]{background:#10b981}.dot-pmi[data-astro-cid-tcojzpez]{background:#ef4444}.dot-hoa[data-astro-cid-tcojzpez]{background:#8b5cf6}.dot-principal[data-astro-cid-tcojzpez]{background:var(--brand-500)}.dot-interest[data-astro-cid-tcojzpez]{background:#f0844c}.breakdown-legend[data-astro-cid-tcojzpez]{display:flex;flex-wrap:wrap;gap:var(--space-4);font-size:13px;color:var(--gray-600);margin-bottom:var(--space-4)}.legend-item[data-astro-cid-tcojzpez]{display:flex;align-items:center;gap:6px}.legend-dot[data-astro-cid-tcojzpez]{width:10px;height:10px;border-radius:50%;flex-shrink:0}.breakdown-explain[data-astro-cid-tcojzpez]{font-size:14px;line-height:22px;color:var(--gray-600);background:var(--gray-50);border-radius:var(--radius-lg);padding:var(--space-4)}.summary-table[data-astro-cid-tcojzpez]{display:flex;flex-direction:column;gap:0}.summary-row[data-astro-cid-tcojzpez]{display:flex;justify-content:space-between;align-items:center;padding:var(--space-3) 0;font-size:14px;color:var(--gray-600);border-bottom:1px solid var(--gray-100)}.summary-row[data-astro-cid-tcojzpez]:last-child{border-bottom:none}.summary-row[data-astro-cid-tcojzpez] strong[data-astro-cid-tcojzpez]{color:var(--gray-900);font-weight:600}.interest-highlight[data-astro-cid-tcojzpez]{color:#ef4444!important}.extra-savings[data-astro-cid-tcojzpez]{margin-top:var(--space-4);padding:var(--space-4);background:var(--success-50, #f0fdf4);border:1px solid var(--success-200, #bbf7d0);border-radius:var(--radius-lg)}.extra-savings[data-astro-cid-tcojzpez][hidden]{display:none}.extra-savings[data-astro-cid-tcojzpez] .summary-row[data-astro-cid-tcojzpez]{border-bottom-color:var(--success-200, #bbf7d0);padding:var(--space-2) 0}.extra-savings-title[data-astro-cid-tcojzpez]{font-size:13px;font-weight:600;color:var(--success-700, #15803d);margin-bottom:var(--space-1, 4px)}.savings-highlight[data-astro-cid-tcojzpez]{color:var(--success-700, #15803d)!important}.chart-subtitle[data-astro-cid-tcojzpez]{font-size:14px;font-weight:600;color:var(--gray-900);margin:var(--space-6) 0 var(--space-3)}.chart-legend[data-astro-cid-tcojzpez]{display:flex;flex-wrap:wrap;gap:var(--space-4);font-size:13px;color:var(--gray-600);margin-bottom:var(--space-3)}.chart-legend[data-astro-cid-tcojzpez][hidden]{display:none}.legend-line[data-astro-cid-tcojzpez]{display:inline-block;width:18px;height:0;border-top:2px solid var(--brand-500)}.legend-line[data-astro-cid-tcojzpez].line-base{border-top:2px dashed var(--gray-400)}.chart-wrap[data-astro-cid-tcojzpez]{width:100%;line-height:0}.chart-wrap[data-astro-cid-tcojzpez] svg{display:block;width:100%;height:auto;overflow:visible}.chart-wrap[data-astro-cid-tcojzpez] .ch-grid{stroke:var(--gray-100);stroke-width:1}.chart-wrap[data-astro-cid-tcojzpez] .ch-axis{stroke:var(--gray-300);stroke-width:1}.chart-wrap[data-astro-cid-tcojzpez] .ch-tick{fill:var(--gray-500);font-size:11px;font-family:inherit}.chart-wrap[data-astro-cid-tcojzpez] .ch-line{fill:none;stroke:var(--brand-500);stroke-width:2;stroke-linejoin:round}.chart-wrap[data-astro-cid-tcojzpez] .ch-area{fill:var(--brand-500);fill-opacity:.12}.chart-wrap[data-astro-cid-tcojzpez] .ch-base{fill:none;stroke:var(--gray-400);stroke-width:2;stroke-dasharray:5 4}.chart-wrap[data-astro-cid-tcojzpez] .ch-hit{fill:transparent}.chart-wrap[data-astro-cid-tcojzpez] .ch-hit:hover{fill:var(--gray-100);fill-opacity:.6}.chart-wrap[data-astro-cid-tcojzpez] .ch-p{fill:var(--brand-500)}.chart-wrap[data-astro-cid-tcojzpez] .ch-i{fill:#f0844c}.chart-wrap[data-astro-cid-tcojzpez] .ch-bar:hover .ch-hit{fill:var(--gray-100);fill-opacity:.6}.chart-note[data-astro-cid-tcojzpez]{font-size:12px;color:var(--gray-500);margin-top:var(--space-3)}.amort-table-wrap[data-astro-cid-tcojzpez]{overflow-x:auto}.amort-table[data-astro-cid-tcojzpez]{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}.amort-table[data-astro-cid-tcojzpez] th,.amort-table[data-astro-cid-tcojzpez] td{padding:var(--space-2) var(--space-3);text-align:right;border-bottom:1px solid var(--gray-100);white-space:nowrap}.amort-table[data-astro-cid-tcojzpez] thead[data-astro-cid-tcojzpez] th[data-astro-cid-tcojzpez]{font-size:12px;font-weight:600;color:var(--gray-500);text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid var(--gray-200)}.amort-table[data-astro-cid-tcojzpez] th:first-child,.amort-table[data-astro-cid-tcojzpez] td:first-child{text-align:left;padding-left:0}.amort-table[data-astro-cid-tcojzpez] th:last-child,.amort-table[data-astro-cid-tcojzpez] td:last-child{padding-right:0}.amort-table[data-astro-cid-tcojzpez] tbody[data-astro-cid-tcojzpez] th{font-weight:500;color:var(--gray-700)}.amort-table[data-astro-cid-tcojzpez] tbody[data-astro-cid-tcojzpez] td{color:var(--gray-600)}.amort-table[data-astro-cid-tcojzpez] tbody[data-astro-cid-tcojzpez] td:last-child{color:var(--gray-900);font-weight:600}.amort-table[data-astro-cid-tcojzpez] tr.amort-more{display:none}.amort-table-wrap[data-astro-cid-tcojzpez].expanded tr.amort-more{display:table-row}.amort-toggle[data-astro-cid-tcojzpez]{display:inline-flex;align-items:center;gap:6px;margin-top:var(--space-4);height:36px;padding:0 var(--space-4);font-size:13px;font-weight:500;color:var(--brand-700, #2952cc);background:var(--brand-50);border:1px solid var(--brand-200);border-radius:var(--radius-lg);cursor:pointer;transition:background .15s,border-color .15s}.amort-toggle[data-astro-cid-tcojzpez]:hover{background:var(--brand-100);border-color:var(--brand-300)}.amort-toggle[data-astro-cid-tcojzpez]:focus-visible{outline:2px solid var(--brand-500);outline-offset:2px}.amort-toggle[data-astro-cid-tcojzpez][hidden]{display:none}.amort-toggle[data-astro-cid-tcojzpez] svg[data-astro-cid-tcojzpez]{transition:transform .2s}.amort-toggle[data-astro-cid-tcojzpez][aria-expanded=true] svg[data-astro-cid-tcojzpez]{transform:rotate(180deg)}.results-actions[data-astro-cid-tcojzpez]{display:flex;gap:var(--space-3);justify-content:flex-end}.action-btn[data-astro-cid-tcojzpez]{display:inline-flex;align-items:center;gap:6px;height:36px;padding:0 var(--space-4);font-size:13px;font-weight:500;color:var(--gray-600);background:#fff;border:1px solid var(--gray-200);border-radius:var(--radius-lg);cursor:pointer;transition:all .15s;white-space:nowrap}.action-btn[data-astro-cid-tcojzpez]:hover{color:var(--gray-900);border-color:var(--gray-300);background:var(--gray-50)}.action-btn[data-astro-cid-tcojzpez].copied{color:var(--success-600);border-color:var(--success-200);background:var(--success-50, #f0fdf4)}.calc-disclaimer[data-astro-cid-tcojzpez]{display:flex;align-items:flex-start;gap:var(--space-3);background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:var(--space-4);margin-top:var(--space-6);color:var(--gray-500)}.calc-disclaimer[data-astro-cid-tcojzpez] svg[data-astro-cid-tcojzpez]{flex-shrink:0;margin-top:2px}.calc-disclaimer[data-astro-cid-tcojzpez] p[data-astro-cid-tcojzpez]{font-size:13px;line-height:1.6;margin:0}.calc-disclaimer[data-astro-cid-tcojzpez] a[data-astro-cid-tcojzpez]{color:var(--brand-600)}.seo-content[data-astro-cid-tcojzpez]{max-width:720px;margin:var(--space-20) 0 0;padding-top:var(--space-10);border-top:1px solid var(--gray-100)}.seo-content[data-astro-cid-tcojzpez] h2[data-astro-cid-tcojzpez]{font-size:20px;font-weight:600;color:var(--gray-900);margin-bottom:var(--space-3);margin-top:var(--space-8)}.seo-content[data-astro-cid-tcojzpez] h2[data-astro-cid-tcojzpez]:first-child{margin-top:0}.seo-content[data-astro-cid-tcojzpez] p[data-astro-cid-tcojzpez]{font-size:15px;line-height:26px;color:var(--gray-600);margin-bottom:var(--space-4)}.mobile-bar[data-astro-cid-tcojzpez]{display:none}@media(max-width:900px){.calc-layout[data-astro-cid-tcojzpez]{grid-template-columns:1fr;gap:var(--space-5)}.inputs-panel[data-astro-cid-tcojzpez]{position:static}.total-banner[data-astro-cid-tcojzpez]{flex-direction:column;align-items:flex-start;gap:var(--space-4)}.mobile-bar[data-astro-cid-tcojzpez]{display:block;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--gray-200);box-shadow:0 -4px 20px #1018281a;z-index:50;transform:translateY(100%);transition:transform .3s ease}.mobile-bar[data-astro-cid-tcojzpez].visible{transform:translateY(0)}.mobile-bar-inner[data-astro-cid-tcojzpez]{display:flex;align-items:center;justify-content:space-around;padding:10px 16px 12px;padding-bottom:max(12px,env(safe-area-inset-bottom));gap:var(--space-4)}.mobile-bar-item[data-astro-cid-tcojzpez]{display:flex;flex-direction:column;align-items:center;gap:1px;flex:1}.mobile-bar-label[data-astro-cid-tcojzpez]{font-size:11px;font-weight:500;color:var(--gray-400);text-transform:uppercase;letter-spacing:.04em}.mobile-bar-val[data-astro-cid-tcojzpez]{font-size:15px;font-weight:700;color:var(--gray-900);letter-spacing:-.01em;white-space:nowrap}.mobile-bar-val[data-astro-cid-tcojzpez].accent{color:#ef4444}.mobile-bar-val[data-astro-cid-tcojzpez].highlight{color:var(--brand-600)}.mobile-bar-divider[data-astro-cid-tcojzpez]{width:1px;height:32px;background:var(--gray-200);flex-shrink:0}.calc-page[data-astro-cid-tcojzpez]{padding-bottom:80px}}@media(max-width:600px){.calc-page[data-astro-cid-tcojzpez]{padding:var(--space-5) 0 80px}.page-title[data-astro-cid-tcojzpez]{font-size:24px;line-height:32px;letter-spacing:-.01em}.page-sub[data-astro-cid-tcojzpez]{font-size:15px;margin-bottom:var(--space-6)}.inputs-panel[data-astro-cid-tcojzpez]{padding:var(--space-4);border-radius:var(--radius-xl)}.panel-title[data-astro-cid-tcojzpez]{font-size:15px;margin-bottom:var(--space-4)}.field-group[data-astro-cid-tcojzpez]{margin-bottom:var(--space-4)}.total-value[data-astro-cid-tcojzpez]{font-size:32px}.breakdown-card[data-astro-cid-tcojzpez]{padding:var(--space-4)}.breakdown-explain[data-astro-cid-tcojzpez]{font-size:13px;padding:var(--space-3)}.amort-table[data-astro-cid-tcojzpez]{font-size:13px}.amort-table[data-astro-cid-tcojzpez] th,.amort-table[data-astro-cid-tcojzpez] td{padding:var(--space-2) 6px}.seo-content[data-astro-cid-tcojzpez]{margin-top:var(--space-10);padding-top:var(--space-6)}.seo-content[data-astro-cid-tcojzpez] h2[data-astro-cid-tcojzpez]{font-size:18px}@media(max-width:480px){.mobile-bar-third[data-astro-cid-tcojzpez]{display:none}}}@media print{.site-header,.back-link[data-astro-cid-tcojzpez],.page-sub[data-astro-cid-tcojzpez],.inputs-panel[data-astro-cid-tcojzpez],.mobile-bar[data-astro-cid-tcojzpez],.results-actions[data-astro-cid-tcojzpez],.seo-content[data-astro-cid-tcojzpez]{display:none!important}.calc-page[data-astro-cid-tcojzpez]{padding:0!important}.calc-layout[data-astro-cid-tcojzpez]{grid-template-columns:1fr!important;gap:16px!important}.results-panel[data-astro-cid-tcojzpez]{opacity:1!important;transform:none!important}.page-title[data-astro-cid-tcojzpez]{font-size:22px!important;margin-bottom:8px!important}.total-value[data-astro-cid-tcojzpez]{font-size:32px!important}.total-banner[data-astro-cid-tcojzpez],.breakdown-card[data-astro-cid-tcojzpez]{box-shadow:none!important;border:1px solid #ddd!important;break-inside:avoid}.amort-card[data-astro-cid-tcojzpez]{break-inside:auto}.amort-table[data-astro-cid-tcojzpez] tr.amort-more{display:table-row!important}.amort-table[data-astro-cid-tcojzpez] tr{break-inside:avoid}.amort-toggle[data-astro-cid-tcojzpez],.chart-note[data-astro-cid-tcojzpez]{display:none!important}.amort-table-wrap[data-astro-cid-tcojzpez]{overflow:visible!important}}